In coordination with Atlantic City Electric, NEIF is offering 0% financing for qualifying home energy upgrades
IMPORTANT ANNOUNCEMENT:
As of January 1, 2025, the HVAC Program at Atlantic City Electric is currently suspended until further notice.
Additionally, financing options are also on hold until the program resumes. We will provide an update as soon as the program resumes.
Atlantic City Electric customers are eligible for 0.00% trusted, transparent and affordable monthly payment options that make your home more energy efficient.
- 0.00% APR Fixed Monthly Payment Financing
- Minimum loan $2,500, Maximum loan $25,000
- An approved rebate for qualifying equipment is required to access 0.00% financing. Loan amount is net of program rebate.
- 100% Financing (net of rebate) Available
- Instant credit decision, easy paperless process and responsive communication with you and your contractor
- Simple Interest Installment Loan
- Not a credit card, guaranteed fixed rate and payment for life of loan with no lien on your home and no hidden costs. You may pay off at any time or pay ahead without penalty
- From NEIF a Certified B Corporation™
- Certified to meet the highest standards of compliance and fair lending and a U.S. Department of Energy Home Improvement Expert
- Certified to meet the highest standards of compliance and fair lending and a U.S. Department of Energy Home Improvement Expert
- Qualifying HVAC – 36, 60, and 84-month terms available. 120-month term available for low-to-moderate income.
- Whole Home Energy Solutions – 36, 60, and 84-month terms only for loan amounts $10,000 or less. 120-month term available for loan amounts $10,001 to $25,000.
What Improvements Qualify?
Work must be performed by a NEIF-Approved Contractor
Qualifying improvements* include:
- Heat Pumps
- Central Air-Conditioning
- Gas Furnaces and Boilers
- When installed with qualifying electric Heat Pump, Central Air-Conditioning or Water Heater
- Heat Pump Water Heaters
- Whole Home Energy Solutions
Low Guaranteed Monthly Payments
Three Simple Steps For Customers
1. Choose the payment that fits your budget
You can pay off early or pay ahead with no penalty. If you don’t have a contractor selected, Click Here!
2. Simple Application
Apply online to NEIF for an instant credit decision through your contractor’s application link. Your contractor will work with you to complete and submit the required forms.
3. Installation
Sign electronic loan documents – NEIF pays your contractor when the work is completed to your satisfaction and your program rebate has been approved and processed.
Who is Eligible?
- 1-4 unit primary or secondary (vacation) home – deeded
properties* and co-operative housing communities. - Owner-occupied, no investment properties.
- Must be affixed to a permanent foundation.
- Unsecured loan – property type is for qualification
purposes only, no lien is filed. - Improvements must qualify for a rebate.
- Applicant must be an Atlantic City Electric customer and
meet all credit guidelines. - Borrower(s) must be the Atlantic City Electric utility
account holder and provide a copy of their utility bill
prior to loan approval.
*Properties owned or held in trust are not eligible.
NEIF-Approved Contractors
Contractors who have earned the NEIF Seal of Approval are qualified, leading contractors of all sizes authorized to offer NEIF’s trusted, affordable monthly payment plans for energy and resilience upgrades.
They have met NEIF standards for commitment to quality work and customer service, financial stability and personal integrity and leverage our technology, expertise and relationships to broaden their markets in HVAC, Roofing, Remodeling, Lighting, and most energy improvements.
If you are not already a NEIF-Approved Contractor, apply here!
