Jersey Central Power & Light - Commercial Energy Efficiency Financing

0% commercial financing for JCP&L customers 

Learn more about Jersey Central Power & Light Financing!

Effective January 1, 2025 — JCP&L has transitioned to a new on-bill repayment (OBR) process for the 0.00% commercial energy efficiency financing program for all applications submitted on January 1 or after.

  • All 0.00% loans will be repaid on the applicant’s JCP&L utility bill.
  • Any extra payments will be paid towards the customer’s usage, not the loan payment.

In addition to valuable rebates for qualifying improvements, JCP&L customers are eligible for 0% financing for energy-efficiency upgrades. Program rebates plus financing opportunities can cover up to 100% of project costs. 

0% financing available in all of JCP&L’s Multifamily and Commercial & Industrial Programs, including:

Multi-Family Energy Efficiency Financing Options

  • Multi-Family – Home Performance with ENERGY STAR*
  • Multi-Family – Prescriptive

Commercial and Industrial Energy Efficiency Financing Options

  • Direct Install
  • Prescriptive 
  • Custom
  • Energy Management
  • Engineered Solutions

Questions? Contact NEIF at commercialfinance@neifund.org or call (720) 724-7673.

Three Simple Steps For Customers

1. Get a Proposal

Tell your NEIF-Approved Contractor that you’d like to review a monthly payment proposal; or, contact NEIF directly. If you don’t have a contractor selected, Click Here!

2. Simple Application

Apply online and receive notification of approval typically within 2-3 business days.

3. Installation

Sign closing documents and work with your contractor to schedule the installation.

JCP&L Commercial Customer FAQs

Who is Eligible?​

  • The JCP&L Commercial Energy Efficiency Financing Program provides access to low-or-no-cost financing to help make energy upgrades affordable and accessible. 
  • Businesses, non-profits, and multifamily properties making qualifying improvements installed by a NEIF-Approved Contractor are eligible to apply.
  • Improvements must qualify for a JCP&L rebate. 

What Improvements Qualify?

  • Work must be performed by a NEIF-Approved Contractor and qualify for a JCP&L program rebate.
  • Minimum loan: $2,500.
  • Maximum loan: 
    • 0.00% financing is available for project size < $250,000.
    • 0.00% financing is available for 80% of project size over $250,000. 
  • Financed amount is net of program rebate.

Three Simple Steps For Contractors

1. Register as a NEIF – Approved Contractor

If you are not already a NEIF-Approved Contractor, apply here!

2. Propose and Close Projects

Use the NEIF Commerical Finance Portal to propose and close more projects and bigger projects with simple monthly payment solutions.

3. Get Paid!

Contractors paid quickly within one week of project completion and verification.

JCP&L Commercial Contractor FAQs

Resources

Program Brochure

Learn more about the program and its basic terms.

Contractor Training

Schedule a one-on-one training with our team for a demo of the Commercial Finance Portal and process.

Have a Project in Mind?

Explore our full suite of commercial financing products for projects $2,000 and up in all 50 states.