Efficiency Maine offers home energy loans to help income-eligible homeowners pay for energy upgrades, all without fees and with interest rates as low as 5.99%. Qualifying homeowners can borrow as much as $7,500 for unsecured loans.

Borrowers must receive pre-approval from Efficiency Maine to apply for Home Energy Loans for Income-Eligible Customers. If you have not yet applied for approval, please go to https://www.efficiencymaine.com/income-based-eligibility-verification/ for more information. If you do not have an approval, you may also apply for the NEIF EnergyPlus Loan. Please return to the application menu to select EnergyPlus.